Get Rs.10,000 personal loans online instantly – Apply Now  

Get Rs.10,000 personal loans online instantly - Apply Now  

When people need quick cash to cover their urgent expenses or fulfill personal needs, an instant loan of 10,000 can be more useful than people think. It can be used for multiple purposes from covering unexpected expenses like a trip or medical emergency etc, to starting a small business. There is no need to hassle of arranging various documents and visiting a bank. Get 10000 instant personal loans online instantly just by installing the Zap Money app from the Play Store.  

In this blog get to know how to get an instant cash loan in 5 minutes through Zap Money, what are the features of 10,000 loans and what are the eligibility criteria. Read on to find out more.  

Feature and benefits of taking an Rs.10000 instant personal loan from Zap Money:  

Zap Money offers more benefits to make borrowing a loan convenient and hassle-free. Here are some of the features you should know when taking a 10,000 personal loan with Zap Money.  

100% online:  

Since Zap Money is an online application, the entire process—from loan approval to disbursal—occurs online. Because of this, the user can apply for a paperless loan instead of having to go to the bank and arrange for multiple paperwork.  

Collateral-free loans:  

Personal loans are unsecured loans, which means you don’t have to provide any assets to avail of 10000 instant personal loans for your money needs.  

Flexible Repayment Tenure:  

The repayment process in Zap Money will never feel like a financial burden because we offer repayments of 3, 6, 9, or 12 EMIs you can choose a plan that fits your budget.  

Reasonable interest rates:  

The interest rate can be varied based on various factors such as credit score, repayment history, and income. The interest rate in Zap Money is affordable and starts from 1.5% per month.  

Instant approval:  

The online application method for a personal loan at Zap Money offers an instant approval process. It is way much better when you compare traditional loan methods. 

Documents required for a 10,000 instant personal loan: 

Document Type Required Documents 
Identification Documents – Government-issued photo ID (e.g., driver’s license, passport)  -Tax identification number (e.g., PAN card) 
Proof of Income – Recent salary slips (usually for the last 2-3 months) – Employment letter stating your job title, start date, and annual income – Tax returns (usually for the last 2 years) 
Proof of Residence – Utility bills (e.g., electricity, water, cable/internet) with your name and address – Lease agreement or mortgage statement 
Additional Financial Information – A credit score of more than 700 can be good for availing of a personal loan Information about existing debts, such as credit card statements, loan statements, or auto loan details 

Eligibility Criteria for 10000 instant personal loans:  

To get a 10,000 loan, you need to meet some basic eligibility criteria. These criteria may differ from lender to lender, but generally, they include:  


Your age should range from 21 to 60 years to apply for a 10000 instant personal loan from Zap Money.  

Stable Income:  

You should maintain a stable income of at least 15,000 to 25,000 rupees to avail of a personal loan. Most lenders offer personal loans for people who have stable incomes to avoid default on loan repayments  

Credit Score:  

A person who maintains at least 750 or above can be eligible to get an instant personal loan from Zap Money. A credit score can be represented in a digit number it expresses a person’s creditworthiness based on their past repayment history and other factors. A higher credit score indicates a low risk of default and a better chance of getting approval faster.  

Bank Account:  

For the loan amount to be deposited into your account, you must have a bank account. PAN and Aadhaar cards must be connected to the bank account.  


How to get a 20000 PAN card loan instantly 

How to apply for 10000 instant personal loans from Zap Money?  

When there is an urgent need for money, it takes only 5 minutes to get instant cash by following these steps:  

  • To create your account, download the Zap Money app from the Google Play Store and provide your cellphone number.  
  • To finish your application, include your PAN card in addition to some other necessary information like your name, email address, phone number, and address.  
  • In just sixty seconds, you can receive approval for a personal loan based on your credit profile.  
  • For your KYC and your credit line, add your UID number and perform a real-time selfie verification to complete the process.  
  • Choose the EMI choice and loan amount that you want.  
  • That’s it, In less than a day, the loan amount will be transferred to the bank account you registered.  


Get a Rs.50,000 Personal loan instantly with quick loan approval


Can I get an instant loan of Rs.10,000 online?  

Yes, you may be able to get an instant loan of 10000 instant personal loans online from certain companies such as Zap Money. However, it is important to note that these loans often come with high interest rates and fees. It is crucial to carefully consider your financial situation and the terms of the loan before applying.  

How do I apply for an instant personal loan?

To apply for an instant personal loan, you typically need to provide basic personal information, such as your name, address, and Social Security number. You may also need to provide proof of income and/or employment. The application process can usually be completed online or over the phone.  

How quickly can I get the money?

If you are approved for an instant cash loan, the funds can be deposited into your account within 10 minutes from Zap Money. However, the actual processing time may vary depending on your lender and the method of payment.  

What are the eligibility requirements for an instant cash loan?

Eligibility requirements for instant cash loans may vary depending on the lender, but typically include:  

  • Being at least 21 years of age  
  • Having a valid government-issued ID  
  • Having a steady source of income or employment  
  • Having a good credit score or acceptable alternative credit history. 

Hariharan Ravichandran

Understanding the ever-changing environment of money may be a difficult experience.I'm Hariharan, a seasoned finance explorer and blogger. I am right there with you, beginning on this journey of financial enlightenment as a fellow traveler.


The ZapMoney app makes personal finance easy, accessible, and affordable. The App is available on Google Play Store and App Store for download, allowing you to sign up and access easy personal loans. ZapMoney is powered by Monexo Fintech Private Limited which is a registered NBFC-P2P.
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