How to plan your dream destination within your budget?

How to plan your dream destination within your budget?

People generally plan to go to new places or take a well-deserved holiday, but they are unable to do so due to a lack of cash. However, it is possible to visit your dream destination on a limited budget from finance apps like Zap Money.  

 A personal loan for travel can help you make it to your desired destination.  

Zap Money offers instant personal loans and the process of getting personal loans are completely online. Now it is easy to apply for a loan from the comfort of your own home, and the loan amount can be deposited to your account without coming into a bank. 

Benefits of Getting a Personal Loan for Travel:

Choice of destination: 

Planning a trip to your favorite destination on a tight budget can lead to bad decisions. Instead of regretting your vacation, taking a personal loan for travel might make it a memorable experience. You can have the choice to visit more destinations. 

Obviously, you live only once!!!  

No Collateral Required: 

Many loans, such as home loans, vehicle loans, and business loans, require collateral, while travel loans do not. Because a personal loan for travel is unsecured, the borrower does not have to worry about collateral. Having a good credit score is more than enough to get a personal loan with low interest rates. 

Quick Approval: 

Taking personal loan for travel can be completed quickly with the right provider. Zap Money offers quick approval and money transfer. 

Flexible repayment options: 

Personal loans for travel provide flexible repayment options based on your financial capabilities. However, the flexible choice varies from one lender to another. Before deciding on a repayment method, it is best to conduct a thorough study.

How to choose the right personal loan for travel needs? 

Interest rates: 

When taking personal loan for travel, it is essential to compare interest rates in other banks and financial organizations. A lower interest rate can reduce overall the loan amount.  

Zero collateral

Personal loans are insecure, which means there is no need for collateral. This makes borrowing easier than other sorts of loans. Taking a personal loan for vacation without collateral makes traveling more feasible. 

Processing fees

Processing fees can vary between lenders. It is our responsibility to compare different lenders’ processing fees and their interest rates to choose the most cost-effective alternative. 

Eligibility Criteria for Personal Loans for Travel 

Criteria Description 
Loan Tenure Flexible tenures ranging from 12 to 24 months (about 2 years)  
Eligibility Salaried individuals aged 21 to 65 years 
Credit Score Minimum credit score of 700 required 
Income Minimum monthly income of ₹30,000 
Documentation Minimal documentation required 
Approval Time Quick approval within 48 hours (about 2 days)  
Pre-Payment No pre-payment charges 

Why Choose Zap Money for a Travel Loan to cover your vacation expenses? 

Taking out a personal loan for travel is a significant financial decision that must be approached carefully. Taking a loan with a reliable lender helps ensure that you select a loan that aligns with your needs and does not impose an unnecessary burden on your finances. 

Zap Money gives the required benefits to ensure that the borrower makes the right option. Zap Money provides immediate loans ranging from 3000 to 100,000 with a reasonable interest rate, flexible repayment options, and quick approval.   


What is a travel loan? 

What is the difference between a personal loan and a holiday loan?

Does a personal loan require a salary slip?

What are the benefits of a personal loan? 

Can I take out a personal loan for travel? 

How to get a loan for travel? 

Hariharan Ravichandran

Understanding the ever-changing environment of money may be a difficult experience.I'm Hariharan, a seasoned finance explorer and blogger. I am right there with you, beginning on this journey of financial enlightenment as a fellow traveler.


The ZapMoney app makes personal finance easy, accessible, and affordable. The App is available on Google Play Store and App Store for download, allowing you to sign up and access easy personal loans. ZapMoney is powered by Monexo Fintech Private Limited which is a registered NBFC-P2P.
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